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A business plan is used to communicate how your strategy will increase your chance for success, in a new venture or improve the performance of an existing business. Plus it can be used to
facilitate a discussion among business partners, who need to agree upon and document their plans. It can also be used to communicate with government officials, who may need to approve aspects of the plan. Potential investors, banks, or private individuals may decide to fund the business or its expansion.
If you are writing your business plan for a business with partners or other shareholders, don't give them the entire business plan,---give it to them one part at a time. This will allow you to flesh out changes, and have a quality discussion before you meet with your banker. It makes them feel like they are part of the process, which is also a good thing.